Lending one million shillings to someone you call a close friend feels like an act of loyalty and trust.
I never imagined that decision would turn into the most stressful chapter of my life. When she approached me, she was desperate.
She said her business had stalled and she needed urgent capital to stabilize it. She promised to repay me within six months.
Because I believed in our friendship and had watched her struggle before, I did not hesitate. I transferred the full amount believing I was helping someone I trusted deeply.
The first few months passed smoothly. She reassured me repeatedly that business was improving and that she was working on repayment.
But when the six-month mark arrived, her tone changed. She began avoiding my calls. CONTINUE READING