A Kenyan based in the United States, identified as Mshamba Marekani, has sparked mixed reactions online after sharing his candid assessment of life in America, comparing earnings, savings, and cost of living with Kenya.
In a detailed social media post, Mshamba claimed that many workers in the U.S. are able to save between KSh 120,000 and KSh 250,000 monthly after meeting all their financial obligations.
However, he argued that if someone earns a similar “take-home” salary in Kenya, then relocating abroad may not always be financially necessary.
“Most people in America save at least 120k to 250k shillings a month after all bills are paid. If you make that in Kenya, you are better off staying in Kenya,” he stated.
He also dismissed critics who accused him of discouraging migration, insisting that visa approvals are determined by embassies, not individuals sharing personal experiences.
“I don’t hold the keys to the USA. The embassy decides. So whether you get discouraged or not is your own choice,” he said, adding that people should still consider applying for opportunities such as the green card lottery when available.
Mshamba, however, emphasized that life in the U.S. comes with significant financial pressure, especially for those with high consumption lifestyles or family responsibilities.
He gave a breakdown of typical monthly expenses, including rent estimated at about $2,500 (approximately KSh 325,000) for a two-bedroom apartment.
Other costs he listed included food at $1,000, utilities around $500, car payments and insurance totaling about $850, fuel costs, phone and internet bills, as well as childcare expenses that can rise to $1,500.
He noted that many Americans earn between $3,000 and $5,000 monthly, meaning a large portion of income goes directly to basic living costs.
“From your salary, after rent, food, transport and other bills, there is not much left if your spending habits are not controlled,” he observed.
Despite highlighting the financial strain, Mshamba maintained that the U.S. still offers strong opportunities for upward mobility, career growth, and financial stability.
“If you are single, you will enjoy it. If you are married, think twice. But there are opportunities in America that can change your life and your family’s future,” he said